February 2018 Top Five 2018 could be shaping up to be an interesting year. Share | Related Content Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.