Investment Read Time: 3 min Key Money Moments: 4 Times You Should Talk to a Pro Related Content Does Your Child Need to File an Income Tax Return? When your child has income, there’s a good chance that he or she will need to report it and pay taxes. You Would Rather Be... Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance. Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest.