Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.